Julie Dunscomb

Certified YNAB Coach

I am a YNAB Certified Budgeting Coach, which means that I have been trained to coach people on using YNAB software and the YNAB
budgeting method. I have met select requirements of You Need a Budget LLC in order to receive this certification, which means that I
have the ability to competently coach YNAB to others. I am not an employee of YNAB, and all non-YNAB related opinions and
recommendations are my own. My views do not reflect the views of YNAB and its employees or its affiliates.

• I will bring playfulness, kindness, and a love for
  learning to our sessions. At first I really struggled with
  YNAB - it took me years to change my behaviors and
  understand how to use the software to its full
  advantage. I understand that budgeting is a skill that
  you build over time. Some people start with many of
  the necessary skills, and some people are starting
  with less like I did. I can offer the accountability,
  knowledge, and understanding that can help make
  YNAB stick for you too through sustainable changes.